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New expertise has modified the way in which many individuals get round. Ridesharing has grow to be an extremely fashionable transportation choice, and that’s very true in massive cities the place Uber and Lyft drivers are simple to search out. With simply your smartphone and some faucets of your finger, you may get a trip to the airport, dinner with mates or anyplace else you need to go.
Unsurprisingly, a number of bank card issuers now supply cardholder perks like bonus rewards, ridesharing credit and limited-time promotions, which might be particularly helpful to frequent rideshare customers. Take a look at the perfect playing cards for Uber and Lyft. ?
Evaluating the perfect playing cards for rideshare
With fashionable rideshare providers like Lyft and Uber, uncover which bank cards supply essentially the most options and perks for an enhanced ridesharing expertise.
Greatest playing cards for Uber
| Card identify | Annual payment | APR (variable) | Rideshare rewards and perks | Further rewards | Bankrate rating |
|---|---|---|---|---|---|
| The Platinum Card® from American Categorical | $695 | See Pay Over Time APR | As much as $200 in annual Uber Money |
|
4.8 / 5 |
| American Categorical® Gold Card | $250 | See Pay Over Time APR | As much as $120 in Uber Money yearly |
|
5.0 / 5 |
| Capital One SavorOne Money Rewards Credit score Card | $0 | 19.99% – 29.99% (Variable) | 10 p.c money again on Uber purchases plus Uber One month-to-month membership assertion credit by way of Nov. 14, 2024 |
|
5.0 / 5 |
| Capital One Savor Money Rewards Credit score Card* | $95 | 19.99% – 29.99% Variable | 10 p.c money again on Uber purchases plus Uber One month-to-month membership assertion credit by way of Nov. 14, 2024 |
|
4.5 / 5 |
|
Apple Card*
|
$0 | 19.24% to 29.49% Variable | 3 p.c money again on Uber purchases made with the Apple Card by way of Apple Pay |
|
3.5 / 5 |
Greatest playing cards for Lyft
| Card identify | Annual payment | APR(variable) | Rideshare rewards and perk | Further rewards | Bankrate rating |
|---|---|---|---|---|---|
| Chase Sapphire Reserve® | $550 | 22.49% – 29.49% Variable | 10X factors on Lyft rides by way of March 31, 2025 plus get a complimentary two 12 months Lyft Pink All Entry membership together with member-exclusive pricing and benefits – activate by Dec. 31, 2024 |
|
5.0 / 5 |
| Chase Sapphire Most well-liked® Card | $95 | 21.49% – 28.49% Variable | 5X factors on Lyft rides by way of March 31, 2025 |
|
4.8/ 5 |
| Chase Freedom Limitless®* | $0 | 20.49% – 29.24% Variable | 5 p.c money again on Lyft rides by way of March 31, 2025 |
|
5.0 / 5 |
| Financial institution of America® Personalized Money Rewards bank card | $0 | 18.24% – 28.24% Variable APR on purchases and steadiness transfers | Bonus journey class consists of rideshares like Uber and Lyft |
|
4.3 / 5 |
| Blue Money Most well-liked® Card from American Categorical | $0 intro annual payment for the primary 12 months, then $95. | 19.24% – 29.99% Variable | Bonus transit class consists of rideshares like Uber and Lyft |
|
4.4 / 5 |
High playing cards for rideshare
A handful of rewards bank cards supply particular advantages for Uber, Lyft or each. Discover out that are the highest playing cards for Uber and Lyft under.
Greatest bank cards for Uber
These playing cards supply unique advantages, such asbonus rewards on Uber rides and Uber Eats or assertion credit for Uber. Some even supply journey insurance coverage for added peace of thoughts when you’re on the go.
Greatest bank cards for Lyft
With these high playing cards, you possibly can take pleasure in unique advantages, equivalent to cashback rewards, trip reductions and complimentary subscriptions on your Lyft purchases. A few of these playing cards even supply rewards for each Lyft and Uber.
How to decide on the precise bank card for ridesharing
If you happen to’re struggling to determine which rewards bank card may show you how to maximize ridesharing to the hilt, ask your self the next questions:
What kind of rewards do you need to earn?
Some playing cards allow you to earn money again or credit for ridesharing, however others supply versatile factors you possibly can redeem in multiple approach. Be sure to examine rewards packages so that you wind up with the kind of rewards that can profit you essentially the most.
Is the annual payment price it?
A number of of the highest playing cards for Uber or Lyft include expensive annual charges, however these charges might be properly price it should you journey usually and may benefit from advantages like annual journey credit, airport lounge entry and credit for World Entry or TSA PreCheck. If you happen to don’t need to pay an annual payment, select a card for ridesharing that gives superior rewards for Uber or Lyft purchases with out the additional journey perks.
Uber, Lyft or each?
A number of the journey playing cards featured above solely supply distinctive rewards or credit for Uber or Lyft, however not each. If you happen to solely use certainly one of these providers, this could slim down your choices. In any other case, it’s possible you’ll need to think about a card that earns rewards on basic transit purchases, together with rideshare providers.
What’s your card pairing technique?
Lastly, don’t overlook to think about pairing playing cards that show you how to attain totally different aims. You possibly can decide up bank cards for Uber and Lyft with the intention to benefit from ridesharing advantages, however use a unique card that permits you to earn the next price of rewards for your entire common purchases.
Ceaselessly requested questions
The underside line
If you happen to rideshare usually, it is smart to earn rewards on the price of your rides. Whether or not you’re loyal to Uber or Lyft or just go together with whichever service has higher availability on the time, there’s a card that may reward you for each trip you are taking.
You’ll even have the chance to earn rewards on different spending with certainly one of these playing cards, whether or not that’s eating, different journey bills and even groceries, so it’s essential to select the precise card on your spending habits and way of life. Relying on how a lot you’re keen to pay for a card with rideshare rewards, you possibly can take pleasure in fairly just a few different journey and leisure perks alongside the way in which.
For extra journey suggestions & methods, take a look at Bankrate’s journey toolkit.
*The details about the Capital One Savor Money Rewards Credit score Card, Apple Card and Chase Freedom Limitless® has been collected independently by Bankrate. The cardboard particulars haven’t been reviewed or authorized by the issuer.
